NO ChatGPT Assessment

1. What is your total non-mortgage debt?

A. None

B. Under $10k

C. $10k–$50k

D. Over $50k

2. How much do you currently have in savings or an emergency fund?

A. $0-$999

B. $1,000

C. 1–3 months of expenses

D. 3–6 months of expenses

E. 6+ months of expenses

3. Do you know where your money goes each month

A. Yes

B. Sometimes

C. Never

4. Are you currently saving for retirement?

A. Not currently

B. Less than 15 percent of your gross income

C. More than 15 percent of your gross income

D. Unsure

5. How would you describe your current financial stress level?

A. Low

B. Moderate

C. High

D. Overwhelmed

7. How much of your work is repetitive or administrative?

A. Very little

B. Some

C. A lot

8. Does your workplace currently use AI tools?

A. Yes

B. Not sure

C. No

9. How comfortable are you with learning digital/AI tools?

A. Very uncomfortable

B. Somewhat comfortable

C. Comfortable

D. Very comfortable

10. What is your primary career goal for the next 12–18 months?

A. Keep my job stable

B. Advance/earn more

C. Pivot roles

D. Start or grow a side business

Your 2026 Money + AI Risk Score